If you notice unauthorized activity on your credit card or online accounts:
Report the activity right away: Call the customer service number on the back of your credit card and inform them of what you have noticed and it’s a good idea to also change your password to secure the account.
Check your credit score: Regularly review your credit score and credit reports to ensure all the details and credit card spending is accurate and up-to-date.
Monitor your account: Regularly monitor your online accounts, checking for any suspicious activity and report to your financial service provider if any discrepancies.
Create two-factor authentication: Set up two-factor authentication helps prevent malicious activities from taking place without permission.