Encryption is an essential tool used in online transactions to help protect sensitive user data. Encryption scrambles data so that it can only be read by authorized agents, preventing malicious third parties from accessing user information. In order to ensure secure online transactions, users should do the following:

1. Verify that the website is using secure connections (HTTPS)
2. Create unique and strong passwords that you don’t use for any other accounts.
3. Always review bank statements and monitor accounts for any suspicious activity.
4. Keep yourself informed about current scams and security threats.
5. Use two-factor authentication whenever available.