Here are some tips to spot and avoid online scams and phishing attempts:

1. Be cautious of any unsolicited contact: This includes emails, telephone calls and other messages from people claiming to be representatives of companies or organizations you do business with.
2. Don’t install software or click links in emails: Do not install software or click links in emails that you have received from unknown or suspicious senders.
3. Check website addresses: Beware of entering personal information on websites that may be scams. Check the address of the website. Legitimate websites usually have addresses that begin with https://, not with http.
4. Sign up for two-factor authentication: This will add an extra layer of protection to your online accounts.
5. Monitor your accounts regularly: Check your accounts regularly to ensure that there are no unauthorized transactions or purchases.