Here are a few tips to help avoid becoming a victim of identity theft:
- Protect all information that identifies you. Don’t give out personal information or your Social Security Number unless absolutely necessary.
- Monitor your credit report regularly.Request copies of your credit report annually from the major credit reporting agencies.
- Secure personal information in your home. Lock your personal records and documents in a safe place or take them with you.
- Secure personal information on the computer. Use strong passwords and security software.
- Protect your information when using the internet. Use caution when using social networking sites and avoid giving out personal information.
- Monitor financial statements. Set up contact or account alerts to watch for unusual activity.
- Place alert flags with the credit agencies. You can have an alert (a
fraud alert
) placed in your credit file, which requires lenders to verify identity before issuing credit.
