How can I avoid falling for phone or email scams?

1. Do not respond to calls or emails from suspicious or unrecognizable numbers or addresses.
2. Never provide personal information, such as your Social Security number, bank account information, or passwords over the phone.
3. Be aware that scammers may use language that is meant to pressure or deceive you.
4. Do not rush into decisions; take a few moments to think before providing any kind of information.
5. Research the company or individual who is asking for information about you.
6. Do not click on suspicious links or attachments.
7. Do not carry out any instructions given by someone over the phone or via email that have not been verified.